Send & receive money
Transfer to anyone — by name, number, or account.
Send ₦25,000 to David.
Transfer of ₦25,000 to David Johnson Olanrewaju (0430******238) GTBank was successful.
Move money and grow your business, all in one place.
Send money, pay bills, and buy from businesses, all from WhatsApp, your voice, or a quick snap of account details. No app. No learning curve.
- seconds to send an invoice
- 30s
- languages understood
- 7
- monthly subscription only pay per use
- ₦0
- available on WhatsApp
- 24/7
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No app, No stress
Everything you need, all in one place.
Receive payments, track every transaction
Receive payments across channels without the manual work.
Monitor transactions in real time and keep your business moving.
Payment received
Adeola paid for Ankara set x2 NGN16,000
Payment received
Ibrahim paid for Ankara set x2 NGN30,000
Payment received
Chiamaka paid for Ankara set x2 NGN30,000
Transactions
| Customer | Amount | Status |
|---|---|---|
| Chiamaka Ike | NGN30,000 | Successful |
| Ibrahim Musa | NGN40,000 | Successful |
| Adeola Ore | NGN16,000 | Successful |
Payment received
Adeola paid NGN16,000
Payment received
Ibrahim paid NGN30,000
Payment received
Chiamaka paid NGN30,000
Transactions
- Chiamaka IkeNGN30,000Successful
- Ibrahim MusaNGN40,000Successful
- Adeola OreNGN16,000Successful
Storefront for your business and sub-domain
Showcase what you offer, make it easy to order, and grow your business online.
Create a professional invoice in 30 seconds
Get paid faster with simple invoices that make it easy for customers to pay.
Pay bills instantly
Stay on top of your payments and never miss a due date.
Your bill payment was successful.
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Built for how Africans actually talk, pay, and do business.
Kairo understands the way you communicate and helps you get things done naturally.
- Yoruba
- Hausa
- Igbo
- Pidgin
- Swahili
- Zulu
- French
How it works
Get Kairo running in minutes.
Sign up with your BVN
Confirm your name and DOB
Make your first deposit
Everything else follows naturally
FAQs
Frequently asked questions
Yes. Kairo brings your personal and business needs together, so you don't need separate tools to manage your money and your business.
Move smarter.
Spend better.
Plan ahead.
Join other individuals across Africa who stay ready and stay in control of their money on Kairo. Free to start.
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